Around the world, governments are rolling out pro-natal policies. On Sept. 16, Chief Executive John Lee unveiled Hong Kong's first Five-Year Plan together with the new Policy Address. The 11-point package goes well beyond a single cheque, tackling two key barriers couples face: residence and practical support for raising a child.
Cash support first. The HK$20,000 newborn bonus is extended for three years. For the second child and beyond, it rises to HK$30,000.
Tax savings next. The allowance for second and subsequent children increases from HK$140,000 to HK$160,000, with an additional HK$160,000 for the first two years, claimable until the child turns 25.
Most distinctively: housing. White Form families buying a Home Ownership Scheme flat with a newborn get a 95% mortgage, and first-time buyers around childbirth are eligible for stamp duty relief of up to HK$20,000.
Healthcare and childcare are upgraded too. IVF quotas increase by 300 to 1,900 cycles per year over three years. District Health Centres will offer free preconception, antenatal, and postnatal classes. In childcare, three more subsidised centres add 1,800 places, and the School-based After School Care Service Scheme is set to be regularised from 2027, with no quota cap for primary students.
Overall, the package covers support from before conception to age 25, turning policy promises into real, day-to-day assistance for families.
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