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HK introduces cross-boundary annuity disbursement service for retirees in mainland

Hong Kong
2026.08.24 17:15
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HK introduces cross-boundary annuity disbursement service for retirees in mainland. (DDN)

HKMC Annuity Limited (HKMCA), a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited, announced today (Aug. 24) that, with immediate effect, customers of the HKMCA may choose to receive their guaranteed monthly annuity payments across the boundary via eligible Renminbi (RMB) bank accounts opened on the Chinese Mainland.

Upon completion of the HKMCA's required application procedures, the HKMCA's servicing bank will convert the Hong Kong dollar-denominated guaranteed monthly annuity payments into RMB, and remit the funds via Payment Connect to the customers' eligible RMB bank accounts opened on the Chinese Mainland. The actual RMB amount deposited into the customers' eligible RMB bank accounts opened on the Chinese Mainland will be determined based on the prevailing exchange rate applied by the servicing bank at the time of the transaction. The HKMCA will not levy any charges for this service.

Executive Director and the Chief Executive Officer of the HKMCA, Mr Daniel Leong, stated, "As more Hong Kong residents choose to retire on the Chinese Mainland, demand for seamless cross-boundary payment to support daily living expenses continues to grow. Leveraging Payment Connect, we are pleased to introduce this new cross-boundary annuity disbursement service. Customers can conveniently receive their guaranteed annuity payments to meet daily spending needs in the Chinese Mainland, enjoying hassle-free cross-boundary retirement."

Related News:

HK residents need HK$7.1 mn in retirement savings to feel financially secure, study finds

 

Tag:·HKMCA·RMB·Daniel Leong·retirement

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